FAQ

Questions people ask me.

Straight answers to the things people ask most. Can't find yours? Ask me directly — there's no such thing as a silly question.

The basics

What is a cash-benefit plan?+

It's insurance that pays money directly to you when a covered event happens — a hospital stay, an injury, a diagnosis. You decide how to use it.

Isn't this covered by provincial health care?+

Provincial health care helps with treatment. It doesn't pay your rent while you recover. These plans sit on top of it and pay cash to you.

I have a job with benefits. Do I still need this?+

Maybe not — it depends on what your work coverage includes. Many people find gaps for injuries off the job, during travel, or for how long income support lasts. Bring your benefits booklet and we'll look together.

Am I covered if I'm hurt in the US?+

Yes. Your coverage applies in Canada and the US. Keep in mind it pays cash to you — it isn't a replacement for travel medical insurance, which pays hospital bills abroad.

Does my job or hobby affect what I can get?+

Yes. Your occupation and activities affect eligibility and which coverage gives you the most value. It's the first thing we'll look at.

Cost & family

How much does it cost?+

Plans start from less than the cost of a meal out each month. Your exact price depends on your age, your work and what you choose — I'll show you real numbers on our call.

Can I cover my partner and kids?+

Yes. One family plan can cover you, your partner and your kids — and the price is the same whether you have one child or five. Kids can be added up to age 17 and stay covered until 25.

Working with me

Will you pressure me to buy something?+

No. The call is to help you understand your options. If something fits, great. If it doesn't, that's a fine outcome too.

Which provinces do you work in?+

I'm licensed in Alberta, British Columbia and Ontario, so I can help residents of those three provinces.

What should I have ready for our call?+

Nothing is required. If you have work benefits, your benefits booklet helps. A rough idea of your monthly bills helps too — the time-off calculator is a quick way to get it.

Will you help me if I need to make a claim?+

Yes. If something happens, message or call me and I'll help you through the claim process.

Can we talk in Hindi?+

Of course. हाँ, बिल्कुल — whichever language makes it easier to ask your questions.

Still have a question?

Reach me however suits you.

BookA free 30-minute chat Instagram DM@insuredbymohit Email[email protected] Call or text587-583-5151